features

Double-Entry Bookkeeping, Actually Built for You

Real accounting principles, kept private on your device. Track spending, debts, and savings with the same rigor accountants use – no bank linking, no cloud upload, no subscription required to get started.

Privacy-First, Not Cloud-First

Your financial data lives on your device by default. Nothing uploads anywhere unless you choose to export it yourself.

Android, Windows & Linux

One consistent experience across the devices you actually use.

usability

Functional Dashboard

See your whole financial position at a glance: Net Worth, Cash Flow, and every account – assets and liabilities – in one view. Not a transaction list pretending to be a dashboard; a real summary that updates the moment you log something.

True Double-Entry Engine : Every transaction posts as a real debit and credit, the same method professional bookkeepers use
Credit Cards & Loans, Tracked Properly: Interest rates, credit limits, and utilization, not just a running balance
Sub-Categories: Break “Food” into Groceries, Restaurants, and Coffee — see the detail without losing the big picture in reports
Budgets That Actually Warn You: Set a monthly limit per category and see exactly where you stand, before you overspend

engineering

Built on Real Accounting, Not Guesswork

Most budgeting apps just categorize what you spend. Beanly goes further – every entry is a real accounting transaction underneath, built on the same double-entry method professional bookkeepers rely on. You get the simplicity of a normal app on the surface, with the actual rigor of proper accounting doing the work underneath it.

ease of use

Fast Start-up without Hassle

Set up your accounts — cash, bank, credit cards, loans – in minutes. Beanly asks what you actually have, seeds sensible starting categories automatically, and you’re recording real transactions right away. No bank credentials, no waiting for a sync.

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All Features

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Receivables & Payables

Track money owed to you and money you owe someone else, separate from your bank accounts

Savings Goals

Set a target percentage of income to save; Beanly checks in monthly on whether you actually hit it

Smart Reminders

Gentle nudges to log transactions, on your schedule, not a generic daily alarm

Reports That Separate Story from Truth

Profit & Loss shows your spending narrative; Balance Sheet shows your real position – never conflated

Export & Import Your Data

A full backup you control, in a portable format, any time

Beanie’s Insights

Automatic, plain-language observations about your spending patterns as they emerge

Advanced Mode

Explicit debit/credit entry for anyone who wants full bookkeeping control, not just simplified categories

No Bank Linking, Ever

Your account credentials never touch Beanly’s servers, because Beanly doesn’t have any to touch

Split Transactions

Split a single expense across multiple categories in one entry – Beanly handles the math

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Frequently Asked Question

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Ready to Actually Know Where Your Money Goes?

Download Beanly and set up your first account in under five minutes.

Get Started